*APR = Annual Percentage Rate.  Rates and terms subject to change without notice.  Actual rate and eligibility is based on applicant’s credit score, term of loan, model year of vehicle and mileage. Published APR include a .25% discount with automatic payment from either a PGE Federal Credit Union account or directly from your payroll.  Repayment Example: a 63 month loan at 3.65% APR has a monthly payment of $17.48 per $1,000 borrowed.